We estimate the insured value of your building based on the:
- amount of rent you pay
- your postal code
- type of housing
This price is reviewed every year according to Belgian indexation.
You can use a standard calculation method to avoid underinsurance:
Multiply your monthly rent (excluding utilities) by 12, then by 20.
Example: €800 rent → €800 × 12 × 20 = €192,000 insured value
Keep in mind
If anything happens, please call the 24/7 emergency assistance service for help. Then, always fill out the online claim form to submit a claim—even if you’re not sure whether it’s covered. That way, we can keep a clear record and take a closer look at your situation. Just remember to keep any relevant receipts or official documents, like a police report in case of theft, to help support your claim.